Building one’s own house is everyone’s dream. While some people have found a way to crack the challenges involved in the various processes of raising a structure, many people still have one or two challenges in this aspect.

Cost of Building a 4-Bedroom Bungalow in Zambia: Top 10 Prices

Homeowners in Zambia often choose to build a 4-bedroom bungalow. The cost of building a bungalow can vary depending on where it is, how big it is, and how good the materials are. In this article, we will provide you with the top 10 prices for building a 4-bedroom bungalow in Zambia.

1. Basic 4-Bedroom Bungalow

Price: ZMW 450,000 – ZMW 600,000

2. 4-Bedroom Bungalow with Modern Finishes

Price: ZMW 700,000 – ZMW 900,000

3. 4-Bedroom Bungalow with High-Quality Finishes

Price: ZMW 1,000,000 – ZMW 1,500,000

4. 4-Bedroom Bungalow with Swimming Pool

Price: ZMW 1,500,000 – ZMW 2,000,000

5. 4-Bedroom Bungalow with Basement

Price: ZMW 1,800,000 – ZMW 2,500,000

6. 4-Bedroom Bungalow with Double Garage

Price: ZMW 900,000 – ZMW 1,200,000

7. 4-Bedroom Bungalow with Landscaped Garden

Price: ZMW 750,000 – ZMW 1,000,000

8. 4-Bedroom Bungalow with Wrap-Around Veranda

Price: ZMW 650,000 – ZMW 800,000

9. 4-Bedroom Bungalow with Solar Power System

Price: ZMW 800,000 – ZMW 1,200,000

10. 4-Bedroom Bungalow with Fire Pit and Outdoor Entertainment Area

Price: ZMW 1,200,000 – ZMW 1,800,000

One of the main challenges when planning to build an apartment is knowing where to start from and budgeting accordingly. It is essential to have an idea of how much is needed to complete the construction of a typical house to ensure a smooth construction process without serious hindrances.

In this post, we will take a look at how much it costs to completely build a 4-bedroom Bungalow from scratch.

cost of 4 bedroom bungalow in zambia

How Much Does It Cost to Build a 4-Bedroom Bungalow in Zambia?

Estimating the actual amount to build a 4-bedroom bungalow can be very difficult. This is because there are several factors that affect the estimated amount the whole process will go for. For instance, you wouldn’t expect to spend the same amount to build a 4-bedroom in places like Lusaka and some other less-expensive places like Ondo State or Northern Zambia.

Here, we will consider how much it costs, on the average, to build a standard 4-bedroom bungalow. To make this easier, we will categorize the processes into stages, starting from buying a land to running finishing torches to the structure.

Cost of Buying a Piece of Land

This is the very first step to take when planning to build a 4-bedroom bungalow. It is usually difficult trying to estimate how much plots of lands go for as there are many factors to consider. Generally, the prices plots of land go for depending on the location. In fact, it is even possible to see the same plot of land in the same area go for different prices.

Areas with expensive costs of living have remarkably expensive lands and those in remote areas don’t cost as much.

Depending on the size of the 4 bedroom bungalow, the minimum of a plot of land should be able to fix a standard 4 bedroom flat, although most people prefer to go for more than a plot to ensure the building and compound has adequate space. As it stands, one plot of land can cost as low as KW400,000 and as high as 12 million naira or higher, depending on the location.

Cost of Drafting a Building Plan

This is the next cost to estimate. You will require a professional architect to help with the planning design. For a typical 4-bedroom flat plan, the design usually cots anything between KW50,000 and KW400, 000 depending on the architect, complexity of the structure you want and the location.

Cost of Foundation Stage Plus Soakaway

This is the next main step after securing land and drawing the building plan. There are different types and techniques for constructing foundations and they all vary in prices. In recent times, professionals have advised to test the soil type before determining the type of foundation to go for.

Depending on the type of foundation profiling, design and complexity of the structure, this stage should cost anything between KW600,000 and KW1.5 million. It should also be noted that the estimate is also dependent on the location of the site.

Cost of Construction to Lintel Level

This is where the main block work starts. As stated earlier, it is tricky to estimate the actual amount that will be spent at this stage because it depends on several factors. Factors like the design, the type of material to be used and other similar factors affect the number of blocks, for instance, to be used.

Based on recent trends though, one should expect to spend between KW2 million and KW3.5 million including estimates for the whole block work, labour, sand, lintel casting, and other materials to be used during the construction process.

Cost of Roofing

This is one of the core stages that chunk a large part of the whole budget. While the overall estimate you will spend here depends on the type of roofing you are going for, the material to be used and the strength of the work force, it is still essential to note that there are pros and cons associated with the type you go for. Regardless of this, one can expect to spend between KW1,000,000 and KW4 Million.

Cost of Finishing Stage

The projected budget here should include plastering cost, wiring cost, overall plumbing cost, cost of fixing all windows and doors, cost of flooring and other similar expenses. It is worth noting that the cost of this stage hinges on the number of rooms, sorts of materials you are considering to use, cost of manpower (which varies heavily depending on the location) and other similar factors. On the average, one can expect to spend anything between KW3 million and KW10 million at the stage — depending on your personal taste and quality of materials used.

What Experts Say

Building a standard 4 bedrooms bungalow that has the basic facilities a modern house should have including parapet plus a standard security post with parapet, interlocked compound, car park, generator house and everything enclosed within a fenced compound should cost nothing less than KW27M to KW30M presently in Zambia including land purchase. KW10M will only take you a little after plastering, so, a budget of 15 million would not build a standard house that has what a modern house should have.

Don’t forget, my estimation above is if you are spending about 1.5 to 2M on a piece of land. Also, don’t forget a modern house should have a high foundation of around 5 to 7 couch high and you will have to fill the compound to reveal on 2 couches above soil level. Again, a budget of KW15 Million will not take you close to completion at all in today’s Zambia.

— Ibrahim Abdulkadiri (Zambian building expert)

What are the factors that affect the cost of building a 4-bedroom bungalow in Zambia?

Several factors can impact the cost of building a 4-bedroom bungalow in Zambia. The size and quality of materials used, location, the type of finishes, and the specific features included in the design can all affect the final cost. Additionally, labor costs and building regulations can also impact the cost of construction.

What are the advantages of building a 4-bedroom bungalow in Zambia?

Building a 4-bedroom bungalow in Zambia provides several benefits, such as providing ample living space for families, being a more affordable option than larger homes, and having a smaller ecological footprint. Bungalows also tend to feel more open and airy, with lots of windows and easy access to the outdoors.

What are some tips for keeping the cost of building a 4-bedroom bungalow in Zambia affordable?

To keep the cost of building a 4-bedroom bungalow affordable, it is important to plan ahead and prioritize. Consider using more affordable building materials, such as brick, rather than expensive materials like stone or marble. Keep the design simple and avoid unnecessary features that can drive up the cost of construction. Finally, work with a reputable and experienced contractor who can help you stay within budget.

What should you look for in a contractor to build a 4-bedroom bungalow in Zambia?

When selecting a contractor to build a 4-bedroom bungalow in Zambia, it is important to look for someone who is experienced, reliable, and has a good reputation in the industry. You should also make sure they are licensed and insured, and that they have a good track record of completing projects on time and within budget. Look for a contractor who will work with you to get the design you want without going over your budget. You may also want to ask for references and view samples of their previous work.

What are the estimated timelines for building a 4-bedroom bungalow in Zambia?

The timeline for building a 4-bedroom bungalow in Zambia can vary based on several factors, such as the complexity of the design, size of the property, and availability of building materials. In general, construction of a basic 4-bedroom bungalow can take between 6-9 months, while a more complex design with high-quality finishes, additional features and amenities can take up to 12 months or more. To make sure your project is done on time and on budget, you need to give yourself enough time for planning, designing, and building.


In conclusion, Zambian families may afford and enjoy a 4-bedroom home. Location, size, material quality, and design elements affect building costs. Work with a trusted contractor who can help you stick to your budget and timeframe, and plan ahead to prioritize your design. Use these methods to build your ideal home efficiently and affordably.

There are a lot of things involved when building a 4-bedroom bungalow. In addition to the budget we’ve already talked about, it’s important to plan for other costs that will come up during construction.

On the average, based on the estimate above, you should expect to spend a total of anything between KW15 million and KW25 million for a standard 4-bedroom bungalow, although building this same in rural or developing areas in Zambia can be way cheaper.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *